retirement is a stupid idea.
Most crew work hard - retire and then promptly die.
Instead why not Try spending 40 years moving towards doing something you enjoy - and then keep doing that till you move on from this mortal coil.
You'll live longer and avoid the stress and pressure of having to come up with a huge sum of money by 65. (which in turn will stop you having that heart attack, depression, mid life crisis)
The more interesting older people i know are still busy. The ones that just sit around eating prunes and hanging out in their homes are mostly miserable - and miserable company. And lonely too.
And dont get me started on driving huge caravans (with trains of frustrated drivers stuck behind you) to places where you can park and watch the ABC news and the bill , under the air con- but cant go and walk up that hill / beach / gorge cos the body wont handle it. (should have done that when you were young and could jump off the gorges and pull into barrells)
BB king is still touring at 85, how old is Rupert Murdoch? - you get the idea.
i work for a large superfund.
been in super for 8 years.
the amount of people that ive seen die prior to 65 has made me realise super is just ****.
whats the point of saving $400k+ if you dont even get to collect it.
i used to be pro super, but ive seen too many cases of people not making it to retirement age due to health or accident.
baby boomers would disagree as theyve made it to preservation age and the markets produced sick returns.
my advice.
you may die tomorrow, live life before its taken away.
save, go to maui.
ps. viva la france !!!