Forums > General Discussion   Shooting the breeze...

Drink Driving and Insurance (OT)

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Created by Sandfoot > 9 months ago, 11 Apr 2017
Sandfoot
VIC, 566 posts
11 Apr 2017 5:13PM
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Friend got done Drink Driving, was well deserved, I was surprised this person didn't get caught sooner. First offence, B.A.L. was .12%, over 45 yrs old, No prior charges.

So far every Insurance company they call has refused to give them fully comp Insurance.

Did a basic net search and Just Car Insurance Used to be the go to company for anyone who was disqualified, they are no longer taking new polices as listed on their website.

Has anyone found a company that would give them fully comp Insurance after a DUI Charge.?

Harrow
NSW, 4521 posts
11 Apr 2017 5:34PM
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Why does he need car insurance? Being well over double the limit, he shouldn't have a driver's licence anymore as far as I'm concerned.

Mr Milk
NSW, 2944 posts
11 Apr 2017 6:54PM
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.12 isn't all that pissed. First offence he'll probably lose his licence for a while, but he'll want insurance when he gets it back. Maybe he can get a meaningful tat to commemorate it.

Personally, I make do with Fire, Theft and 3rd Party Property Damage

Sandfoot
VIC, 566 posts
11 Apr 2017 7:43PM
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Select to expand quote
Harrow said..
Why does he need car insurance? Being well over double the limit, he shouldn't have a driver's licence anymore as far as I'm concerned.



And one of the ridiculous things is they go to a Rehab course where the offenders get given a blood alcohol concentration calculator see image below
so they can then use this prehistoric device to calculate blood alcohol levels. Just spin the wheels according to body weight and number of drinks and this paper device tells you your Bac.

Wtf



And another point is that you have to drive again to get your license back, you can't simply just not drive and wait until you are on a full license. The law now Is you must complete a given time with the interlock and on 0.00 bac before you requalify for a full licence. This is to prove you can drive sober.

Keaw Yed.
WA, 200 posts
11 Apr 2017 8:13PM
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No sympathy should not drink and drive

Razzonater
2224 posts
11 Apr 2017 8:24PM
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We have a breatho in the site car, it is a drager model and is the best 200 bucks spent.
I got one for when we go beach fishing/surf trip up the coast, i don't want to be seen as an adult but I know a few times I think I was ok after a day surfing and evening fishing with beers and a nap in the swag the breatho has made me go back in the swag for a couple more hours or cook up my fish that was caught night before.
honestly best money ever spent there is no argument and knowing it's there and you know exactly where your at eradicates any chance of being a hazard on the road

in regards to insurance my friend got done and left his nice new hilux in the carport for 2-3 years and bought a 1000 bucker ( few years back now, the premiums reduce after certain time??)and just got third party..
if you can get full insurance you will be stung hard

Radmac
WA, 201 posts
11 Apr 2017 11:30PM
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AAMI might insure.

But it will certainly cost.

Meg1122
QLD, 285 posts
19 Apr 2017 8:04PM
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I was with a friend and his son once, we were first on the scene of an accident where a drunk driver had been on the wrong side of the road and driven head first into a four wheel drive carrying a family; mum, dad, two young girls, grandma. The Grandma and two young girls hadn't been wearing seatbelts, you could see three places in the windscreen where mum and dad who were in the front and one of the girls who had been in the back had flown through the car and smacked their heads on the glass. Mum died of her brain injuries, Grandmas arm was almost severed, she'd somehow gone under one of the front seats and into the frame work, I can't even begin to understand the physics of how that happened, when the paramedics went to take off her cardigan her arm from the shoulder pretty well came with it. One of the young girls was relatively unscathed, the other had a broken arm and eye injuries, she was tiny, maybe six, dad was trapped in the car, had to be cut out, Jaws of Life, he was worried about who would take care of their pets at home, he couldn't even look at his wife, just too much, I guess, shock and denial. The driver on his own in the other car had a great big knot of skin hanging down his forehead that was flapping around but he didn't seem to notice, and his legs were pretty well gone from the knees down where the front of the car, engine, etc, had impacted in on him, bone, blood, meat, you could smell the alcohol on him, he was still conscious, he didn't even know he'd hit another car. The father in the four wheel drive said to me that the last thing he'd done before impact was turn to his wife and say, "I'm on the right side of the road aren't I?". When I said to the drunk driver, talking to him in an effort to keep him conscious, that they were just getting the guy out of the other car and then would come for him, he said, 'what car?', he didn't even know he'd hit another car, let alone a four wheel drive with a family in it. This happened maybe twenty years ago, I don't begin to know how paramedics, police and firies face this day after day. I think about this to some degree pretty much everytime I drive my car, it's the reason I don't tailgate, I don't drink drive, I do the speed limit, no more, no less unless conditions dictate, I don't hoon, I drive a Corolla and I drive like your Nana, I'm as boring as f@#$! on the road and I like it that way. People are going to survive to go home to their loved ones because of the way I choose to drive. I can still remember being in the shower after this and washing their blood off me. I still feel even after all this time traumatised by this event. Drink driving, just don't, life's too precious and gone in an instant. I wouldn't insure your mate either, just too risky, like giving him permission to go out kill someone and get his car fixed, like that's the main concern.

sn
WA, 2775 posts
19 Apr 2017 7:51PM
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Meg, I know exactly where you are coming from.
I've been there too, more than once, and wish I could rewind the clock and take a different road and do without the memories of drink [and drug] induced carnage.

All I can say is, time helps a bit - but stuff like that always lurks in the background.

Unhook3d
WA, 467 posts
19 Apr 2017 10:27PM
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5 years of no insurance is a small penalty to pay for such a brainless decision. Do the crime...

evlPanda
NSW, 9202 posts
20 Apr 2017 10:31AM
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If I'm inebriated, and someone takes advantage of me sexually, even if I appear to be into it, that is rape. Because I am drunk and cannot be held responsible for my actions.

How does this compare with driving a vehicle when drunk? Can I be held responsible?

Discuss.

(risky or what?)

Chris6791
WA, 3271 posts
20 Apr 2017 11:40AM
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Yes you're still held accountable if drunk and have a crash, there are some circumstances where you might not be but that's getting into the finer points of criminal law and wilful intent. I'd expect every state in Australia now has their offences related to serious crashes and drunk driving pretty tight. They're slowing getting to the point where fatal crashes are seen in the same light as manslaughter etc. Historically society as a whole viewed crashes as 'accidents'.

Your example of rape is different and incorrect anyway. A drunk person can be held accountable at law for their actions but for sexual assault it's consent while intoxicated that you're referring too. An intoxicated person can't necessarily give consent, sex without consent, or consent obtained by deceit is most likely to be a serious offence (again that's complicated). But on the flip-side a drunk person can still give consent, implied or otherwise. Geez, if drunk sex were illegal I think we'd all be in a lot of trouble.

Consent and sex assaults is a challenging issue for victims, accused, police and the courts and when you look at both sides of the arguement it's more emotive than the shark cull thread.



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Forums > General Discussion   Shooting the breeze...


"Drink Driving and Insurance (OT)" started by Sandfoot